What Is Today’s Mortgage Rate?

Today’s mortgage rates are at a 10-year low across the entire real estate industry. If you’re looking to buy a new home, now is the time to do so as you will be able to find great deals on lavish properties with low-interest rates on standard 30-year fixed contracts. The average mortgage rate in today’s […]

What Is Home Loan Insurance?

When most people think about insurance, it’s to protect a piece of property or valuable item that they own. There is another form of insurance available which you may not know about. That insurance is mortgage insurance. Mortgage insurance does not provide any direct protection for you or your property. Mortgage insurance protects the lender […]

Do I Qualify for a Home Loan?

Do I Qualify for a Home Loan? Preapproval and prequalification for a home loan are two separate things. Prequalification means that lenders are assessing if you are wasting your time applying.   Preapproval of a home loan means that your loan terms are already secured and locked in. You can check if you qualify for […]

What Types of Home Loans Are There?

Buying a new home can be the most exciting purchase you will ever make. Whether it’s your first home as a newlywed couple or the long-awaited dream home where you intend to enjoy retirement, understanding what types of home loans are available, will save you stress in the long run!  Oftentimes factors such as credit […]

A Valued Partner

A friend of mine who is far smarter than I am – hold the snide comments – sent me a link to an article that was written about two weeks ago.  I’ll include a link to the article below if you really want to read it: This article is one of those that point […]