Providing for Over 25 Years
We provide potential homeowners with the financing they need to get the home of their dreams. Our experienced loan officers can provide you with answers to your questions and walk you through the process. If you need mortgage pre-approval, Priority Lending offers a quick and easy online platform where you can calculate your payments.
Take the first step towards owning a new home and get pre-approved today!
Pre-approval is an important item when shopping for a home. If you try to submit an offer without being pre-approved, the seller is not likely to consider it seriously. With approval, you can be issued an “all-clear” status that shows the potential seller that you are fully underwritten and ready to purchase their home.
Priority Lending, LLC’s home loan application process is fast and easy. Just click the “Get Pre-Approved” button to start the process of getting qualified by answering a few quick questions. One of our experienced mortgage loan officers will reach out to you to follow up and discuss the lowest mortgage rates available and options. If you would rather finish the approval process over the phone, the loan officer can walk you through it.
Priority Lending, LLC has been providing mortgage lending and home loans to Tucson residents since 1997. We are also licensed in Alabama, Idaho, Kentucky, Michigan, Oregon, Texas, and Utah.
As one of the most trusted lenders in our area, we proudly provide the most options to people looking for a home so that you can rest assured you are getting the perfect type of financing for your needs. We believe the home loan process doesn’t have to be complicated or frightening.
Contact us today to speak with one of our friendly and experienced loan officers!
With Priority Lending, you won’t stop hearing from us after pre-approval. You will always have direct access to your loan originator for any questions or assistance as you move through the home buying process. We use the latest technology and software to ensure you are getting the best interest rates and financing.
There are multiple components to the home buying process. We will be here to help you with inspections, appraisals, title insurance, and whatever else is required to get you successfully moved into your new home.
If you’re in the market for a house and are looking into a mortgage, a credit score of 740-850 goes a long way. 670-740 is also considered a good credit score. This will also land you a mortgage. 620-670 is also considered acceptable. Anything below that and things become a little more difficult. Contact us today and we’ll help you land a mortgage for your dream home today.
On average this can take anywhere between 30 days to a few months. There’s a lot that goes into this process, from checking credit scores to checking tax returns. They check every angle to get you a home loan in Tucson.
This is certainly a possibility to be denied after being pre-approved for a mortgage. Being pre-approved is not always a 100% guarantee. It can indicate a good chance of being approved but it does not solidify your chances.
This is a commonly-asked question – the answer is yes. Lenders will pull the borrower’s credit at the beginning of the process and it will then be run prior to closing.
When you’re in the middle of closing on a house, one thing you should always do is avoid purchasing any big price tag items like a car, boat, or expensive furniture. Quitting or switching jobs is also something you’ll want to avoid during the process. Make sure you pay all of your bills on time during this time as well. Opening a new line of credit is also a very bad idea. It’s best to focus strictly on the closing of the house before making any other moves that affect your credit or income.
This depends on a number of factors. We will need to verify your credit score, tax returns, proof of income, and more. All this goes into determining your eligibility for financing at certain interest rates.
No. There is still a possibility that your mortgage loan will be denied after being pre-approved. This usually happens if something falls through or there is an issue with your financials determined during the underwriting process.