Mortgage Checklist

Use Our Mortgage Checklist to See What You Need for a Loan

Don’t get overwhelmed when it comes to applying for a mortgage. Check out our easy-to-use mortgage checklist today!

Save Time By Coming Prepared for the Application Process

When it comes to applying for a mortgage or other real estate loan, there is a lot of paperwork involved, but we are here the make the entire process a bit simpler for our clients.

Our mortgage loan documents checklist has everything you need to successfully apply for your loan so you can get pre-approved for a new home or investment property fast. Check it out today!

Our Mortgage Application Checklist Has You Covered

Applying for a loan is complex, and what you need to bring will depend on several factors, including the type of loan you are applying for, your marital status, credit history, employment type, and more.

Our mortgage documents checklist covers everything you need to know so you will be prepared, no matter what your circumstances are. However, if you have any additional questions or need help finding a document, contact us today, and we will walk you through the application process. 

Mortgage Loan Application Checklist: What To Bring For All Loans

Mortgage Checklist. It is helpful to know what your mortgage loan officer will require from you prior to the meeting. Please go through this as it will help save you some time.

  • Unexpired photo ID for each borrower
  • Social Security Card (acceptable alternatives: Passport or Birth Certificate)
  • Most recent pay stubs (showing 30 days of income)
  • Most recent W2s/1099s (for the previous 2 years)
  • Most recent Federal tax returns with all schedules (for the previous 2 years)
  • Most recent Bank Statements/401k/Retirement Accounts/Investment Accounts (for the previous 2 months) **all pages in numbered sequence**
  • Must fully source ANY large deposits, except payroll direct deposits
  • Home Owner’s Insurance agent’s contact information
  • Current Mortgage/HELOC statements, insurance, and property tax information for any currently owned properties

How to Prepare for Your Mortgage Application

Step 1

Check Your Credit Score

When shopping for a home, it is essential to ensure that your credit score is accurate and in the best shape possible. Be sure to check it for any inaccuracies that may harm your chances of getting approved. 

Step 2

Gather Your Documents

Use our convenient mortgage pre-approval checklist to identify all the documents you will need for your unique situation. This may take some time, so it is best to begin before you start searching for a property. 

Step 3

Get Pre-Approved

Once we have everything we need, we can process your application and get you approved quickly. Once approved, you can begin looking for your new home right away. Call today to begin. 

Helping Local Families Get Approved Since 1997

At Priority Lending Tucson, we are proud to be one of Arizona’s most trusted lenders for the past two decades. We work with families, investors, and potential homeowners in Arizona, Alabama, Idaho, Kentucky, Michigan, Oregon, Texas, and Utah to help them get the financing they need to get pre-approved for a loan quickly and at some of the most competitive rates in the industry. Contact us today to learn more about the pre-approval process. 

Additional Resources

Our mortgage loan documents checklist was designed to help you apply for your loan with confidence, but it is just the first step. If you need additional guidance, check out our blog to learn more about applying for and obtaining a loan for your next home or real estate transaction. 

Get Pre-Approved for Your Real Estate Loan Today

If you are ready to make your real estate dreams come true, get the process started with our mortgage checklist. Do you already have all the documents you need? Contact us today to set up an appointment for your application. 

What to Bring if You:

Are Refinancing
  • Current Mortgage
  • Copy of Note(s) for 1st mortgage & Home Equity
  • HOA payment information (if applicable)
Are Self-Employed
  • Business License
  • Business Bank Statements (for the previous 2 months)
  • K-1s
Are a Veteran
  • Veteran’s DD214
  • Disability Documentation (if applicable)
Are Retired
  • Pension/Retirement Income (proof of receipt on bank statements)
  • Social Security Income (proof of receipt on bank statements)
Are an Investor
  • All current mortgage/loan statements for all properties
  • Property Tax Information for all properties
  • Homeowner’s Insurance Information for all properties
  • All current leases
Have Been Involved in a Bankruptcy
  • Initial Filing Paperwork with a complete list of creditors
  • Discharge Paperwork
    **For Chapter 13 bankruptcies: 12-month pay history from Trustee**
Have Been Involved in a Divorce
  • Divorce Decree
  • Child Support Orders
  • Alimony
  • Proof of wages being garnished/Deposits of funds into Bank Statements

If this is going to be your first mortgage, please see our First-Time Home Buyer page. Additionally, CreditKarma has further information.

Contact Priority Lending

Priority Lending, LLC

8035 N Oracle Rd
Tucson, AZ 85704

520-231-1413

Call Today for Your Free Consultation!

Get Pre-Approved Online

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