What to bring for all Loans:
Mortgage Checklist. It is helpful to know what your mortgage loan officer will require from you prior to the meeting. Please go through this as it will help save you some time.
- Unexpired photo ID for each borrower
- Social Security Card (acceptable alternatives: Passport or Birth Certificate)
- Most recent pay stubs (showing 30 days of income)
- Most recent W2s/1099s (for the previous 2 years)
- Most recent Federal tax returns with all schedules (for the previous 2 years)
- Most recent Bank Statements/401k/Retirement Accounts/Investment Accounts (for the previous 2 months) **all pages in numbered sequence**
- Must fully source ANY large deposits, except payroll direct deposits
- Home Owner’s Insurance agent’s contact information
- Current Mortgage/HELOC statements, insurance, and property tax information for any currently owned properties
