Don’t Wait for the Rate

Buckle up and get ready to have your mind blown! Okay, it’s not THAT mind blowing – some of you might even say, “well, duh” – but it’s still interesting. The New York Federal Reserve’s economists recently published the results of a study: changes in down payment requirements have MORE influence over home buyers’ willingness […]

We’re from the Government, We’re Here to Help You

Fannie Mae, later this year, will be rolling out a new program called HomeReady to help lower- and moderate-income borrowers purchase homes. This will be integrated into their Desktop Underwriting program and will automatically flag potential borrowers for inclusion in the program by utilizing the DU findings. Here are some details: • HomeReady will eliminate […]

Fast . . . So They’re Not Furious

InSellerate, a lead-generation company, conducted a study that yielded some very interesting insights: • 32% of consumers expect a company to respond to an online inquiry within 30 minutes • 42% of consumers expect contact within one hour • More than half of the companies studied (56.34%) did not respond to the online or email […]

Going to the Fountain of Youth

A recent New York Times article (“Attracting Young, Diverse Mortgage Bankers – Aug. 21, 2015) details the efforts of a company called Radius Financial Group to reach out to and cultivate younger candidates to become Loan Originators, among other things. Keith Polaski, COO and a founder of Radius, describes the mortgage banking demographic as “55-plus-year-old […]
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