Mortgage Reviews

It is helpful to review your mortgage once a year

Look at your mortgage at least once a year. Look at your mortgage at least once a year. New programs could save you thousands of dollars. If you are currently in an ARM mortgage, you may want to go ahead and convert it to a fixed rate mortgage while rates are still low. If you are paying PMI or MI as part of your monthly payment, you can save hundreds per month by removing that additional fee.

Do you have additional money in your escrow account that has increased your monthly payment? Every 6 months, you should call the current mortgage holder and ask for an escrow review to be completed. That can reduce your monthly payment by a few dollars each month and keep your insurance and tax bill in check. Speak to one of our licensed loan officers to look at your situation.