Find out more about the basics of home purchasing here.

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time home buyer. Here’s some information that will keep you on track.

A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your real estate agent and loan officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

  • Present the homes that suit your needs as you’ve defined them.
  • Help you determine which property is the best investment for you.
  • Negotiate the best deal for you. With a Priority Approval letter from us in hand, your real estate agent will be able to demonstrate that you are a qualified and capable borrower.

Count On Your Loan Officer To:

  • Assist you in selecting the best loan to meet your personal situation and goals. This single decision can save you thousands of dollars throughout the years!
  • Keep you informed of your loan status throughout the entire process.
  • Provide you with final information for the closing of your loan.

Count On Yourself To:

  • Make sure you are Priority Approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
  • Keep your real estate agent informed of any questions or concerns as they develop.
  • Keep the process moving by providing documentation and decisions as soon as reasonably possible to your loan officer.
  • Enjoy purchasing your home!