Tag: interestrates

Rates Don’t Have to be a Gamble

Since the Fed’s announcement last week and the ongoing . . . uneasiness surrounding a trade war with China, the markets have been a little less than settled.  And that’s been a very good thing for interest rates.  In real estate and mortgage circles, I’m not hearing any complaining. What we do continue to hear, […]

Getting the Cut Right

Mortgage rates. This is going to be a short one, I assure you.  This is probably stuff you already know, but I think now’s a good time to bring it back up and have a bit of a refresher course.  Are you ready? When people talk about The Fed and “rates”, they’re not talking about […]

Run, Don’t Walk!

  Full disclosure: this is a reprint from a few years back – I’ve updated the numbers to reflect the conditions occurring in the market today. The New York Federal Reserve’s economists conducted a study and published the results: changes in down payment requirements have MORE influence over homebuyers’ willingness to buy than changes in […]

1981: the Past Shows Us a Good Present

  For those of us who are complete nerds and sat on the edge of our seats to see if The Fed would decide to raise the overnight lending rate again in their most recent meeting, we were both let down and excited –no change, of course.  For those of us who aren’t quite so […]