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Take a Walk on the Wild Side

Once in a while, someone will ask me to name my favorite loan type.  VA?  Conventional?  FHA?  USDA?  My answer: it’s none of those; my favorite type is one that is CLOSED.  That was cheesy, for sure.  I felt my eyes rolling as I typed it.  Sorry about that. Regardless of the eye rolling and […]

The Costs of Generosity

Someone sent me an article this morning about Big Banks that will offer a program to help people get into a home by providing them with up to $10,000.  Honestly, as I read deeper into the article, rather than sitting there and mumbling to myself that this is another cheap shot by the big boys […]

Cash Can Be a Dirty Word

Cash may be king, but in the mortgage world it can cripple.  How so? A recent buyer and his agent got his offer accepted, so the next step for the buyer was to get to the title company and pay his earnest money.  In short order, he walked into the title company, handed them a […]

Getting the Cut Right

Mortgage rates. This is going to be a short one, I assure you.  This is probably stuff you already know, but I think now’s a good time to bring it back up and have a bit of a refresher course.  Are you ready? When people talk about The Fed and “rates”, they’re not talking about […]

No Matter the Cost

Every day, we have the opportunity to reflect on technological advancements like cell phones and the internet because we use them to conduct business, connect with friends, find a little diversion, and so on.  These advances were made by women and men far more intelligent than I am (shocker, right?), which makes these advances all […]