Blog

Is it better to get a home loan from a bank or lender?

Acquiring a home loan is a complicated and time-consuming process. So, there are several factors you need to consider. Aside from making sure you get the best rate on your mortgage. You also need to consider the terms of your mortgage loan. The terms of your mortgage determine how long it will take to pay […]

How getting pre-approved for a home loan works

Applying for a home loan is a rigorous process that involves multiple steps. Many people do to alleviate some of the stress associated with applying for a mortgage is to get pre-approved. Getting pre-approved for a mortgage means that a lender will review your information to decide if you would be approved or not. Pre-approvals […]

What Is the Best Mortgage?

So what is the best mortgage? There are different types of home loans available for people looking to move into a new home. There are two main types of fixed-rate mortgages and adjustable-rate mortgages. Fixed-rate mortgages lock in your interest rate. Adjustable-rate mortgages have the possibility of increasing your interest paid over time. If you’re […]

How to Get Approved for a Mortgage

Getting approved for a mortgage isn’t a complicated process. You need to make sure that you have all the proper documentation to increase your chances. ¬† Check your credit score Bring a nice down payment Review any outstanding debts you have Try to get pre-approved for a mortgage before going out to look at homes […]

Can you get a mortgage with no credit?

Can you get a mortgage with no credit? If you want to buy a home but have a limited or nonexistent credit history, it can be difficult. You need to find a mortgage lender who will accept your application. Most lenders need applicants to have some sort of credit established. This can be through car […]