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Unmarried Couples Buying a House

Every year the number of cohabiting is increasing. According to the US Census Bureau, there were around 18 million unmarried couples living together in 2016 (a 29% jump from 14 million in 2007), and one can only assume that the count has been increasing steadily. Another research by the National Association of Realtors states that […]

Second Mortgages

2020 was a financially sound year for homeowners since the home equity has an average gain of $26,300 last year. According to Corelogic, an average homeowner has more than $200,000 in equity. The pandemic brings in unprecedented financial difficulties, during which time you may need access to a large amount of money. Consider tapping into the […]

What Is a Gift of Equity?

Typically buying a home involves the most significant investment that ordinary people often make in their lives. Homeownership is an expensive dream for anyone with average earnings. On top of that, the real estate market keeps growing each year, making it very difficult for people who barely cover their rents to even think of becoming […]

Types of Housing Loans: Choose the Right One

Types of Housing Loans: Choose The Right One Are you worried about figuring out the best type of mortgage to buy your dream home? If yes, then stick to this post until the very end, and you’ll soon realize that choosing amongst the different types of home loans isn’t that problematic. When you wisely choose […]

Government-Backed Loans

The government backs nearly 70% of the housing loans and 30% of the student loans. The U.S. government offers loans through its different departments and agencies to deserving citizens and businesses. Generally, these benefit people who may not be able to come up with the capital or qualify for a conventional loan. Moreover, these loans […]